Cyber Liability Insurance
Cyber Insurance is an insurance policy that protects your business from losses resulting from a cyber event that causes harm to either the business itself, third parties, or both. These events include data breaches due to hackers actively trying to gain access to a database, unintentional malware, user error, cyber extortion, misuse of website and/or intellectual property infringement. Cyber insurance covers both first and third party damages up to a certain limit, and in rare cases these policies include no retroactive date ,which means coverage is valid to the first day of business- not the first day of the policy. This is important because most breaches aren’t discovered for weeks, months, or even years after they have occurred. We’re proud to say that it is one of a small group of brokers who has access to no retroactive date cyber insurance policies.
Our Personal Insurance Team has the tools and market connections to handle the personal insurance needs of all individuals. If you are just starting out, we can help you even if you are on a tight budget. We have programs that discount your insurance costs when we handle your home, auto and other insurance needs.
We also have a Private Client group that specializes in meeting the needs of the affluent client by offering personal risk management expertise and advice to individuals or families.
Wealth management usually takes into consideration protection of wealth by implementing tax-advantage distributions during life, and at death. However, a serious lawsuit or a large uninsured occurrence could seriously diminish personal assets.
We strive to provide that service by knowing our clients, their business needs, and providing quality insurance and risk management services to meet those needs.
We know that you needs are different than other professionals- even those in your industry. Our policy delves into how your business works and asks the questions to get the exact coverage that you need and you are not paying premium for coverage that you do not need.
Our dedicated claims professionals help you manage each step of a claim, making recommendations to reduce overall costs through staging your processes, field case management, negotiating medical bills, and helping you create a complete return-to-work-program. We will be with you if counsel is needed during legal preparations related to WC claims.
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Working Together For You
We work with our clients in achieving optimal organizational success by ensuring their strategy, culture, and employee experience are aligned. Our team includes individuals in their respective fields – however, the power of our deliverable is not in our great individual expertise, but rather when we work together as one.
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